Thursday, 20 June 2019

Strike whilst the fiscal iron is hot


Apart from a brief splurge in the immediate aftermath of the financial crisis, western governments have generally adopted a tight fiscal stance over the past decade with the result that it has been left to central banks to do nearly all of the policy easing. In my last post, I noted that we have broadly reached the limit of what monetary policy can be expected to achieve and that during the next cyclical downturn fiscal policy will have to play a much bigger role. This raises two questions: (i) how much impact will fiscal easing have and (ii) how much fiscal room do governments have?

With regard to the first issue, the now accepted wisdom is that fiscal multipliers are higher than expected prior to the last recession. Much of the evidence available prior to the Great Recession suggested that fiscal multipliers in the developed world were significantly less than unity. In other words, a one percentage point fiscal injection produced a long-run increase in output of less than 1%. If that is indeed the case, the economy would be relatively unresponsive to a fiscal injection and the resultant increase in debt could be judged to be too costly.

But four years after the crash, the IMF concluded that it had underestimated fiscal multipliers by between 0.4 and 1.2. On the assumption that the pre-recession average was around 0.5, the updated research suggests that the true multipliers are in the range 0.9 to 1.7 which is a whole different ball game. Furthermore, they concluded that the efficacy of fiscal policy is greater when interest rates are at the lower bound, as they have been for the past decade but which was never seriously considered prior to 2008 as it was not an outcome that many people foresaw. However, on the basis of the latest empirical evidence it appears that a fiscal expansion will deliver a decent bang for the buck.

But can governments afford to expand fiscal policy when government debt levels are already very high? Obviously, the current position in which public debt levels across Europe average more than 80% of GDP is not a great place to start. But an environment in which interest rates remain low has created a significant degree of fiscal space for governments. The concept of fiscal space is defined as how much governments can borrow without losing market access or facing sustainability challenges. Conventional economic wisdom suggests that markets will limit their purchases of sovereign debt if it is rising at a rapid pace, and require compensation in the form of higher yields. Higher yields raise the cost of debt servicing and increase outlays on interest income which, if they cannot be offset by spending cuts in other areas, result in higher deficits and debt. There is thus a dynamic link between interest rates and debt. But in today’s environment interest rates are lower for any given level of debt than we might have thought possible in the past, hence the idea that fiscal space has increased.
The well-known solvency conditions for public debt depend on the primary deficit (i.e. excluding debt servicing costs), the rate of nominal GDP growth and the interest rate on debt (see chart). The higher the deficit or interest rates the greater the upward pressure on debt-to-GDP ratios, whilst the faster is GDP growth the more downward pressure there is. Getting the balance of these factors right is an important consideration in fiscal solvency, as it suggests it is possible to run a public deficit and still broadly keep the debt ratio stable, depending on the extent to which GDP growth exceeds the interest rate.

This growth/interest rate nexus thus becomes crucial. To look at this in a long-term context I have taken data for the UK going back to 1700. During the 18th and 19th centuries on average, the interest rate on debt was higher than the rate of GDP growth. Even though the UK did run a primary surplus over the period, the debt ratio continued to creep upwards from around 20% of GDP in 1700 to 200% by the end of Napoleonic Wars and only fell back below 100% in 1861. On average during the 19th century the debt ratio averaged 120%. But although the UK ran a primary deficit on average during the 20th century, the rate of GDP growth exceeded the interest rate with the result that the debt ratio tended to fall. Even though the debt ratio hit almost 250% in the wake of the Second World War, a combination of solid growth and financial repression which put a lid on interest rates, was sufficient to produce a significant reduction in the debt ratio to just above 20% by the early-1990s.

The takeaway is that high debt levels need not be the obstacle to fiscal expansion that many politicians seem to think. Admittedly, GDP growth has slowed over the last decade compared to what we were used to prior to 2008, but even if trend real growth is in the range 1% to 1.5% and inflation remains stuck at 1.5%, this implies nominal GDP growth of around 2.5% to 3%. Meanwhile central banks are currently engaged in a policy of financial repression (though they would never call it as such). Right now, 10-year yields in the UK are just above 0.8% and in Germany they are well into negative territory at -0.3%. Clearly, therefore, nominal GDP growth is higher than the interest rate on debt and a quick calculation allows us to estimate the size of the primary deficit that will allow the debt-to-GDP ratio to remain stable[1]. Current figures for the UK, for example, suggest that a deficit of 1.9% is eminently sustainable. 

To those politicians who argue that reducing the debt ratio is an objective of itself, I pose the question why? The demand for long-term government paper has never been higher as investors who are flush with the liquidity created by central banks fall over themselves to find a place to invest it. This is not to say that governments should be opening the taps with no regard for the future. After all, if rates do rise the cost of servicing high debt levels will also increase. But there is scope for a judicious loosening of the reins, and there has never been a better time to use the opportunity afforded by low interest rates for social purposes. Those European governments who are passing up this opportunity (and not just those in the euro zone) are guilty of sloppy economic analysis, and perhaps even more egregiously, impoverishing their citizens for no good reason. Fiscal opportunities like this have historically not come around often.




[1] Primary deficit = (Debtt-1/ GDPt-1)*(1-(1+it)/(1+yt)) (assuming stock-flow adjustment equals zero)

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